About Barren Hill Mortgage
Barren Hill Mortgage was built on a simple idea — borrowers deserve options. As an independent mortgage broker, we’re not tied to one bank or one set of rates. We shop your loan across dozens of wholesale lenders to find the best combination of pricing, structure, and approval strategy. That means: Lower rates More flexibility Solutions that most retail lenders simply can’t offer We work with a wide range of clients — from first-time homebuyers to experienced investors — and handle everything from conventional and FHA loans to DSCR, bank statement, jumbo, and more. Based in the Philadelphia area, we understand the local market, the nuances of Pennsylvania transactions, and how to structure deals that actually get to the closing table. At the end of the day, our goal is simple — get your loan done the right way, with the right terms, and no surprises. Why Work With a Broker Instead of a Bank? Banks can only offer their own products. We compare dozens. Banks follow one set of guidelines. We find the one that fits your scenario. If your deal needs flexibility, strategy, or a second look — that’s where we come in.
Andrew Haff
Owner/ CEO | NMLS# 1979618
Andrew Haff is a mortgage loan officer serving the Philadelphia area, including the Main Line and Montgomery County, known for guiding clients through the home financing process with clarity, precision, and discretion.
As an independent mortgage broker, Andrew works with a carefully selected network of wholesale lenders, allowing him to offer competitive pricing and thoughtfully structured loan solutions tailored to each client’s financial profile. Whether working with a first-time homebuyer, a move-up purchaser, or a seasoned real estate investor, his approach is always strategic and detail-oriented.
Andrew is recognized for his hands-on service and direct communication. From initial consultation through closing, clients work with him one-on-one — ensuring consistency, accountability, and a smooth, well-managed experience from start to finish.
His reputation extends beyond borrowers. Realtors rely on Andrew for his ability to navigate complex transactions and deliver results on tight timelines. CPAs and financial professionals trust him to structure financing appropriately for self-employed and high-income clients. First-time buyers value his ability to simplify the process, while investors consistently return for reliable execution and flexible financing solutions.
With over 100 five-star Google reviews, Andrew has built his business on trust, responsiveness, and a consistent track record of successful closings throughout the Philadelphia market.
His philosophy is straightforward:
Whether you're purchasing a home, refinancing, or expanding a real estate portfolio, Andrew focuses on delivering a well-structured loan, aligned with your long-term goals, and executed without unnecessary friction.
Philadelphia Mortgage Broker — Better Rates, More Options
As an independent mortgage broker based in the Philadelphia area, we work with dozens of wholesale lenders to find the best rates and loan options for your situation. Whether you’re buying, refinancing, or investing, we serve clients across Philadelphia, Montgomery County, and surrounding PA markets with a more flexible, personalized approach than a traditional bank.
Our Values
Transparency
No hidden fees, no surprises. We break down every cost and explain every step so you always know where you stand in the process.
Personal Touch
You will always work directly with a local mortgage broker, not a call center. Every client receives individualized attention and a customized loan strategy.
Local Expertise
Rooted in Montgomery County, PA, we understand the local real estate market and the unique needs of Pennsylvania homebuyers.
Get Pre-Approved Today
Take the first step toward your new home. Apply online or call Andrew for a personalized consultation.