Qualification Tool
Debt-to-Income Calculator
Estimate your debt-to-income ratio — one of the biggest factors in what you can qualify for.
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Your Estimated DTI
40.0%back-end
Common Approval Range
A typical approval range, depending on credit, assets, loan type, and overall file strength.
Front-End DTI28.2%
Housing Payment$2,400
Other Monthly Debts$1,000
Total Monthly Debt$3,400
Educational tool only — it does not guarantee loan approval. Actual qualification depends on the program, lender, and full underwriting review.