Barren Hill Mortgage
Commercial Real Estate Financing
Commercial Mortgage Solutions for Investors & Business Owners

Commercial Real Estate Financing

Barren Hill Mortgage helps real estate investors, business owners, and developers secure commercial financing solutions throughout Pennsylvania and beyond. Whether you are purchasing an investment property, refinancing existing debt, accessing equity, or financing a mixed-use or multi-family property, we help structure financing options that fit your goals. Unlike large banks with rigid guidelines and slow processes, we work with a wide network of lenders to help clients explore flexible commercial financing solutions for a variety of property types and business scenarios.

What Types of Commercial Loans We Offer

Commercial Loan Programs We Help With

Multifamily Property Loans

Financing options for apartment buildings and residential investment properties including:

  • 5+ unit multifamily properties
  • Stabilized rental properties
  • Value-add opportunities
  • Mixed-use multifamily buildings
  • Portfolio expansion financing

DSCR Investor Loans

Debt Service Coverage Ratio (DSCR) financing allows many investors to qualify based primarily on property cash flow rather than personal income documentation.

Common uses include:

  • Rental property purchases
  • LLC investment purchases
  • Cash-out refinances
  • Long-term rental financing
  • Short-term rental investment properties

Mixed-Use Property Financing

Options for properties that combine residential and commercial space, including:

  • Storefront with apartments
  • Office and residential combinations
  • Retail mixed-use buildings
  • Urban investment properties

Commercial Cash-Out Refinancing

Access equity from investment or commercial real estate for:

  • Property renovations
  • Business expansion
  • Additional investments
  • Debt consolidation
  • Working capital purposes

Bridge & Short-Term Financing

Short-term commercial financing solutions for investors and business owners who need speed and flexibility.

Common scenarios include:

  • Auction purchases
  • Renovation projects
  • Transitional properties
  • Time-sensitive acquisitions
  • Delayed financing strategies

Office, Retail & Warehouse Financing

Commercial financing solutions for owner-occupied and investment commercial real estate including:

  • Office buildings
  • Retail centers
  • Industrial properties
  • Flex space
  • Warehouse properties
Broker Access to Multiple Commercial Lending Sources

Why Investors Work With Barren Hill Mortgage

Commercial financing is rarely one-size-fits-all. Different lenders specialize in different property types, leverage levels, experience requirements, and business situations.

As an independent mortgage broker, Barren Hill Mortgage works to help clients compare financing options across multiple lending sources instead of relying on a single bank's guidelines.

Real Estate Investor Focused

We understand investment real estate financing strategies including:

  • BRRRR strategies
  • Cash-flow investing
  • DSCR qualification
  • Portfolio growth
  • Equity leverage
  • Rate and term optimization

Many traditional banks struggle with investor scenarios involving multiple financed properties, LLC ownership structures, complex tax returns, or self-employed borrowers. We help clients explore alternative lending solutions designed for real estate investors.

Faster Communication & More Direct Guidance

Commercial financing can become complicated quickly. Our goal is to simplify the process with responsive communication, realistic expectations, and direct guidance throughout the transaction.

You work directly with an experienced mortgage professional instead of a large call center environment.

Common Commercial Property Types

We commonly help clients explore financing options for:

  • Multifamily properties
  • Apartment buildings
  • Mixed-use properties
  • Office buildings
  • Retail centers
  • Warehouses
  • Industrial properties
  • Self-storage
  • Investment condos
  • Portfolio rental properties
  • Short-term rental properties

Frequently Asked

Do you offer financing for LLC-owned properties?
Yes. Many commercial and DSCR financing programs allow vesting in an LLC or business entity structure depending on the lender and transaction type.
Can I qualify without traditional W-2 income?
Potentially. Some commercial and DSCR loan programs focus more heavily on property cash flow, asset strength, reserves, and overall investment profile rather than traditional income documentation.
Do commercial loans require tax returns?
Some programs do while others may offer alternative documentation options depending on the transaction structure and lender requirements.
Do you work with first-time investors?
Yes. Some lenders allow first-time investors while others require prior experience. We help match scenarios to lenders based on experience level and property type.

Let’s Discuss Your Commercial Property Goals

Whether you are expanding a real estate portfolio, refinancing an investment property, or exploring commercial financing options for a business-purpose property, Barren Hill Mortgage can help you review available solutions.

Contact us today to discuss your scenario and financing goals.

Important Disclosure

Commercial and business-purpose financing offered through Barren Hill Mortgage LLC is intended for real estate investors, business entities, and commercial purposes only. Certain commercial-purpose loans may not be subject to the same residential mortgage lending laws, consumer protections, or licensing requirements that apply to 1-4 family owner-occupied residential mortgage transactions. This information is for informational purposes only and is not a commitment to lend. All loans are subject to approval and program guidelines. Barren Hill Mortgage LLC | NMLS #2825420 | Equal Housing Opportunity

Contact Information

Address

653 Skippack Pike, Ste 266
Blue Bell, PA 19422

Licensing

Andrew Haff, NMLS# 1979618
Barren Hill Mortgage, LLC, NMLS# 2825420
PA Department of Banking License