A fix-and-flip loan provides short-term financing for investors buying a property to improve and sell. Barren Hill Mortgage helps you explore financing based on the purchase, renovation budget, expected completed value, and your experience.

How the Financing Works

Eligible programs may finance a portion of the purchase and renovation costs. Renovation funds are commonly released through draws as work progresses, subject to lender requirements. Approval may depend on both total project cost and after-repair value. A headline financing percentage does not always reflect your actual cash needed.

What You’ll Need

• Property address and purchase contract.

• Detailed renovation scope and budget.

• Estimated project timeline.

• Borrower or entity documents.

• Available funds and prior project history, when required.

Account for the Full Project

Interest, fees, draw timing, inspections, carrying costs, and potential extension costs all affect your margin. We’ll help you review the financing and repayment timeline before you commit.